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How much is the mortgage assessment fee?
1. What is the mortgage appraisal fee?

This is charged by various evaluation companies, and there is no uniform standard, which is generally one thousandth of the total evaluation price. As long as it floats within the standards set by the price bureau, it is legal and compliant. The charging standard for asset appraisal is divided into five grades, and the differential charging rate of each grade is as follows: grade charging amount (ten thousand yuan) and differential charging rate (thousandth rate).

1 and 100 or less (including 100)6

2, 100 or more ~ 1000 (including 1000)2.53, 1000 or more ~5000 (including 5000)0.84 and 5000 or more ~ 1000.

Second, how much does it cost to mortgage personal property to individuals?

(Lisson's imitation rate is 5.94% per year. Interest rates will go up or down according to different situations of different people (up to 30%). (2) Handling fees include appraisal fees, insurance fees, loan contract notarization fees, mortgage registration fees, etc. The total cost is several thousand to ten thousand yuan (depending on your loan amount and the bank you choose). Article 397 of the Civil Code of People's Republic of China (PRC) is mortgaged by a building, and the right to use the construction land occupied by the building shall be mortgaged together. If the right to use the construction land is mortgaged, and the buildings on the land are mortgaged together in accordance with the provisions of the preceding paragraph, the mortgaged property shall be regarded as one.

3. How much is the handling fee for real estate mortgage?

Mortgage registration fee refers to the mortgage registration fee paid by the mortgage lender to the Housing Authority when handling the mortgage loan procedures.

The mortgage registration fee is charged by the property right registration center when handling mortgage loans, and each set of 80 yuan.

According to the regulations, if you buy an auction house, there are two links that generate mortgage registration fees in the whole purchase process: one is the mortgage registration fee of 80 yuan/piece (550 yuan/piece for non-residence) after the buyer signs the pre-sale contract of commercial housing and applies for mortgage from the loan bank at the same time; The second place is that after the commercial housing is completed and delivered, the buyers need to go to the loan bank for mortgage registration. At this time, there is a registration fee for 80 yuan/piece (not living in 550 yuan/piece).

The registration fee is charged to the applicant. Housing ownership mortgage should be charged to the owner of the house, and the registration fee for pre-mortgage registration of commercial housing should be paid by the mortgagee.

Legal basis:

Article 53 of the Guarantee Law stipulates that if the mortgagee has not been paid off at the expiration of the debt performance period, he may agree with the mortgagor to be compensated by discounting the collateral or by auction or sale of the collateral; If the agreement fails, the mortgagee may bring a lawsuit to the people's court. After the mortgage is discounted, auctioned or sold, the part of the price that exceeds the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.

4. What's the handling fee for real estate mortgage loan?

The borrower only has the housing appraisal fee, and the bank pays the mortgage registration fee, and no other fees are needed.