Easy to pay the loan, Shanghai Zhongtengxin is true, but the interest rate is terrible and the interest and handling fee are too high. If you borrow 15000, the contract says 20 thousand, but you actually give 15000, and the deducted 5000 is the handling fee. 24 issues, each issue has to pay back 959 * * 23,000 yuan, and you can borrow 654.

Bank loan refers to an economic behavior that individuals or enterprises lend money to individuals or enterprises in need of funds at a certain interest rate according to the policies of the country where the bank is located, and return it within the agreed time limit;

In different countries and different development periods of a country, the types of loans classified according to various standards are also different;

For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.