The bank will call the company to verify personal income.

1. Bank loan refers to the economic behavior that individuals or enterprises lend funds to individuals or enterprises in need of funds at a certain interest rate according to the policies of the country where the bank is located, and return them within the agreed time limit.

Second, the application conditions required by the borrower.

1, natural person aged 18-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).

2. Have the ability to stabilize occupation and income and repay loan principal and interest on schedule.

3. The borrower's actual age and loan application period shall not exceed 70 years old.

Three. Required materials: 1, ID cards of husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.

2. Two copies of marriage certificate/divorce certificate or court judgment/single certificate.

. 3 proof of income (in the format stipulated by the bank).

4. Copy of the business license of the unit (with official seal).

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.