China citizens with permanent residence in China, permanent residence in local towns (or valid certificates), full capacity for civil conduct and meeting the following conditions can apply for general commercial student loans in our bank.

1. Have a proper occupation and a stable source of income, and have the ability to repay the loan principal and interest on schedule.

2. The "Admission Notice" (or "Student ID card", student status certificate) and other documents of the school where the student attends; Proof of tuition and fees, living expenses and other learning-related expenses issued by the school.

3. Provide bank-approved property mortgage or effective right pledge or third-party guarantee with compensatory ability or meet the credit loan conditions recognized by the bank.

4. Abide by the law, and have no illegal acts and bad credit records.

5. Open a personal settlement account in our bank and agree to deduct the loan principal and interest from the personal settlement account designated by our bank.

6. Other conditions stipulated by the bank. You can consult the loan bank in detail.

2. What are the application conditions for ICBC's general commercial student loan?

Our general commercial student loan is a commercial loan issued by our bank to students who are receiving non-compulsory education or their immediate family members or legal guardians. Loans are suitable for students to study abroad and further their studies.

3. What are the requirements for handling the commercial student loan of China Bank?

The Bank of China provides commercial assistance.

1, with full capacity for civil conduct;

2. Have a valid ID card, and students studying in overseas schools must have their own passports or passes;

3, with the school's admission notice, the school issued by the required tuition and living expenses.

Such as a floor socket.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Four, the conditions of commercial student loans

Conditions of commercial student loan of China Bank: 1, 18 years old, China citizen with full capacity for civil conduct, holding Chinese identity card. 2. The borrower has a good credit status and has the willingness and ability to repay. 3. The borrower has not been included in the anti-concern list of China Bank to ban related businesses, and has not taken control measures to ban related businesses, and its access conforms to the relevant regulations of China Bank on anti-sanctions and compliance. 4. The borrower needs to open an account in China Bank to apply for a commercial student loan. Due to the differences in business in different regions, please consult our handling outlets or call our customer service hotline 95566 for details. The above contents are for your reference. Please refer to the actual business regulations.