Hello! I am the account manager of Weixin Business Consulting Co., Ltd., and you can ask me about the unsecured loan in Shanghai.
The following are some loan problems, I hope to help you. If you need a loan, you can call me. The phone number is my user name.
Customer; I need to apply for an unsecured loan, okay?
Wechat; Sure, as long as your basic conditions meet our loan requirements.
Customer; What are your company's requirements for unsecured loans?
Wechat; An unsecured loan is a loan that does not require collateral. The main consideration is your repayment ability and credit status. You want to work in Shanghai. You have been working in your current company for half a year. Your monthly income is above 1500, and your salary is in Cary.
The company pays social insurance and provident fund for you. Credit records can be absent, but there can be no bad credit records (no 2 in the last 3 months and no 3 in the last 6 months).
Customer; What information do I need to provide?
Wechat; The information to be provided includes a copy of ID card, a copy of household registration book, 6-month salary, labor contract signed with the company (if the company name is not displayed on the social security information) or income certificate.
Customer; I didn't punch in my salary, and I didn't pay my social security. Can I get a loan?
Wechat; Then you need to have a real estate in Shanghai. You don't have to take the house as collateral, you just need to prove that you have the ability to repay. The materials you need to submit include real estate license, ID card and household registration book. Just submit a copy of the materials.
Customer; Is there any household registration restriction for unsecured loans in your country?
Wechat; Wechat unsecured loans have no household registration restrictions. As long as you have a permanent job in Shanghai, you can meet the above conditions.
Customer; How many days can I get the money after submitting the information?
After submitting the information, our logistics staff will review your information and materials. This process takes up to two working days, usually one working day. If your information is true and meets the requirements, we will sign a credit contract with you on the second working day, and the next working day after signing the contract is16; The funds will arrive before 30.