The down payment ratio of provident fund loans in Daqing City, Heilongjiang Province is divided into three situations, as follows:

1, the buyer uses the provident fund loan to purchase the first house, with the minimum down payment ratio of 20% and the loan ratio of 80%.

2. The minimum down payment ratio of the buyer's provident fund loan to buy two houses is 40%, and the loan ratio is 60%.

3. The buyer cannot use the provident fund loan to buy more than three houses.