It's the machine audit. The machine audit is the first level and more critical. If you fail, just refuse. Machine audit refers to the bank's systematic scoring according to various materials submitted by the lender, and loans that fail to score will be rejected. The comprehensive score is the comprehensive score obtained by the bank according to certain standards according to the lender's occupation, income level, credit information, marital status, debt status and other information. This score directly affects the lender's approval or not, so it is difficult for people to intervene.