Trust-second loan is a personal online consumption loan of CITIC Bank, with the maximum amount of 300,000 yuan and the longest loan of 12 months, which is suitable for long-term use. Friends in need can clearly understand the application conditions and application channels of the letter-second loan before handling it. Let's have a look.
How to apply for CITIC Credit Second Loan?
There are many online application channels for the second loan, including but not limited to personal online banking (UKEY version), mobile banking, H5, and embedded system of partner platform. Here are two common application channels, personal online banking and mobile banking:
1. Personal online banking: log in to CITIC Bank's personal online banking, click Personal Loan-Loan Application-Second Credit Extension-I want to apply, and choose to fill in the corresponding information;
2. Mobile Banking: Download CITIC Bank Mobile Banking on your mobile phone, click Loan-Evaluate Now-Log in and complete the corresponding identity verification, and choose to fill in the corresponding information.
Note: If you don't have a CITIC Bank debit card or British online banking, you can apply through mobile banking (customers without a card need to open an electronic account first).
Citic second loan application conditions:
1. The applicant is between 20 and 55 years old.
2. The monthly income and assets of customers must meet the requirements of local regional credit policies.
3. The credit record is good, and the current credit status, historical credit information, current loan balance and other liabilities in the basic database of personal credit information of China People's Bank meet the requirements of CITIC Bank.
4. The customer's personal credit rating meets the requirements of CITIC Bank.
5. The applicant has no relevant civil and criminal responsibilities at present.
6. There is no abnormal information about the applicant's provident fund and social security, and the applicant's withholding agent has no information about tax violations.
7. Other conditions required in the approval model.
Can China CITIC Bank apply for a loan?
It's too far to raise10 million dollars, but you can raise 50% with him.
CITIC Bank can borrow money, and the specific application steps are as follows:
1. Provide the loan information required by the bank. The borrower needs to provide proof materials such as ID card, residence certificate, work certificate, income certificate and loan use certificate.
2. Submit a formal loan application to China CITIC Bank. Borrowers apply at bank outlets and submit materials, and can also fill out loan applications online if conditions permit.
3. The repayment ability of the bank to the borrower. After filling out the loan application, the bank will generally review the relevant information of the lender and guarantor. If the loan conditions are met, the bank will inform the lender to go to the bank again to fill out various loan forms.
4. Go through the mortgage guarantee procedures. Including guarantee contracts, mortgage contracts, etc. , and handle the relevant mortgage registration procedures.
5. The bank issues loans according to the loan contract.