390 thousand yuan. Official website of China Banking Regulatory Bureau shows that the down payment for domestic installment loans needs to be paid at 30% of the total amount, that is, the 30-year down payment for loans with a total price of 6,543.8+0.30 is 654.38+0.30 times 390,000 yuan. Loan means that banks, credit cooperatives and other institutions issue loans to units or individuals who use money, and agree on interest and repayment date.