What does it mean that the progress of bank loan transaction is cancelled in the process of buying a house in Nanjing? Is to cancel it temporarily.

2. What are the procedures for buying a house with a loan in Nanjing?

The process of Nanjing loan to buy a house is as follows:

I wish you a suitable house and hope it will help you ~

# Loan to buy a house process:

1. The project sales team and the purchaser sign the pre-sale (current) purchase and sale contract of commercial housing in this city, and pay the required down payment according to the contract requirements;

2. Register the contract in the core market of real estate transactions within 5 days from the date of signing the commercial housing sales contract.

3. Within seven days from the date of voluntary payment, the purchaser shall provide materials that meet the requirements of the mortgage bank and directly apply to the company's cooperative bank.

4. The loan bank investigates and reviews all aspects and procedures of the property buyers, and goes through the preliminary procedures together with the property buyers who meet the basic conditions (including the wives of the property buyers).

5. The application approval period is generally within 7 days. For overdue loans, the marketing department timely connects with the bank to understand the situation, solve the problem, actively assist the purchaser to complete the loan, and sign the phased guarantee procedures with the mortgage bank in time.

# Nanjing loan purchase process:

1. Pay the down payment to the developer, and pay attention to keep the down payment receipt. Go to the bank to fill out the application form for personal housing loan. The bank will review the materials submitted by the applicant step by step. If it is considered that it meets the conditions of bank loans, the applicant shall be notified to sign the Individual Housing Mortgage Loan Contract, and the contract period shall not exceed 30 years.

2. Go to the Housing Authority to apply for the certificate of other rights of the house, which proves that the house has the mortgage right of the bank. Go to the notary department to handle the mortgage of property rights and notarization in home insurance. Customers who choose entrusted deduction for repayment need to sign an entrusted deduction agreement with the bank, and open a special savings passbook account or a savings card or credit card account at the business outlets designated by the lending bank for repayment.

3. With the consent of the Lender, after completing the relevant formalities, the Lender will directly transfer the loan to the deposit account opened by the Borrower at the Lender's place or transfer it to the deposit account opened by the Seller in one lump sum or in installments according to the loan contract. The borrower shall repay the loan on time at the time agreed in advance until it is paid off.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy shopping!

3. What are the procedures for buying a house in Nanjing?

If it is not the provident fund in Nanjing, it will be useless. You can only use commercial loans. No matter which building you choose, the salesperson will explain it clearly to you and give you enough time to deal with it! If your provident fund is in Nanjing, you need to go to CCB to print the list you paid.

4. What is the process of Nanjing mortgage provident fund returning commercial loans?

Nanjing stipulates that commercial loans should draw provident fund once a year for repayment. Specific process: The original and photocopy of the following materials shall be provided for the purchase of commercial housing and the withdrawal of housing accumulation fund:

1. The original Nanjing Commodity House Pre-sale Contract registered by the real estate transaction management department (used by Party B for registration);

2. Down payment receipt or invoice;

3. ID card.

The time of buying a house is subject to the registration time of the pre-sale contract, and the spouse who buys a house also needs to provide a marriage certificate.

The purchase of second-hand houses (including commercial houses transferred by development units to self-managed households) and the withdrawal of housing provident fund shall provide the originals and photocopies of the following materials:

1, real estate license;

2. People's Republic of China (PRC) (China) deed tax payment certificate;

3. Nanjing stock house purchase contract (or sales contract);

4. ID card. The time to buy a house is based on the time to pay the deed tax, and the spouse who buys a house also needs to provide a marriage certificate.