What is the loan interest rate of China Construction Bank in 2023?

1. What is the loan interest rate of China Construction Bank in 2023?

The interest rates of all major banks are 2%: 1, 1.5%, 2. 1%, 3.75%. 2. Bank of China: 1 annual interest rate is 1.75%, annual interest rate is 5% in 2 years, and annual interest rate is 2.75% in 5 years; 3. China Construction Bank: 1 interest rate 1.75%, 2 interest rate 2.25%, 3 interest rate 2.75%, 2023 five-year interest rate 1, benchmark interest rate 1, 2 interest rate 22.75%. 2. Bank of China: 1 annual interest rate 1.75%, 2 annual interest rate 2.25%, 3 annual interest rate 2.75%, 5 annual interest rate 1.75%, 2 annual interest rate 2.75%. 2. Bank of China: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%; 3. China Construction Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%,%;

2. What is the loan interest of China Construction Bank?

I. Loan interest rate:

Annual interest rate of the project (%)

I. Short-term loans

Within one year (including one year) 4.35

Second, medium and long-term loans

One to five years (including five years) 4.75

More than five years 4.90

III. Annual interest rate of provident fund loans%

Less than five years (including five years) 2.75

More than five years 3.25

According to the regulations of the People's Bank of China, the loan interest rates of various banks can float freely at present, so the loan interest rates of various loans of various banks will be different, and the interest required for loans will be more or less.

Two. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

3. What's the interest on CCB loan?

Legal subjectivity: Hello, the loan interest rate of CCB is as follows: According to the latest deposit and loan regulations of the central bank, the personal loan interest rate of CCB is 1, the annual interest rate of short-term loans within one year (including one year) is 5. 10%2, the annual interest rate of medium-and long-term loans from one year to five years (including five years) is 5.50%, and the annual interest rate of personal housing provident fund loans is 5.653 (including one year). The People's Bank of China has fully liberalized the loan interest rate control of financial institutions since July 20, 20 13, and cancelled all the restrictions involved in the lower limit of loan interest rate, discount interest rate of bills, and upper limit of loan interest rate of rural credit cooperatives. So banks can adjust the loan interest rate according to personal credit.

Legal Objectivity: Measures for the Implementation of Special Tax Adjustment (Trial) Article 107 Where the tax authorities make special tax adjustments to enterprises according to the provisions of the Income Tax Law and its implementing regulations, they shall pay extra interest on the enterprise income tax collected after 10/2008. (1) The interest period starts from June 1 day following the tax year and ends on the date of tax payment (prepayment) and warehousing. (2) The interest rate is calculated by adding 5 percentage points to the benchmark interest rate of RMB loans of the People's Bank of China (hereinafter referred to as the "benchmark interest rate") implemented on February 3 1 day of the tax year to which the tax belongs, and the daily interest rate is converted into 365 days a year. (3) Where an enterprise provides information and other relevant information for the same period in accordance with the provisions of these Measures, or an enterprise is exempted from preparing information for the same period in accordance with the provisions of Article 15 of these Measures, but provides other relevant information in accordance with the requirements of the tax authorities, interest may be calculated only at the benchmark interest rate. An enterprise is exempted from compiling data for the same period in accordance with the provisions of Item (1) of Article 15 of these Measures, but after investigation by the tax authorities, its actual related party transaction amount reaches the standard of compiling data for the same period, and the tax authorities charge interest on overdue tax, the provisions of Item (2) of this article shall apply. (4) The interest charged according to the provisions of this article shall not be deducted when calculating the taxable income.

4. What is the latest deposit interest rate of CCB?

According to the introduction of China Construction Bank, the current interest rate of urban and rural residents' deposits in CCB is as follows:

I. Deposits of urban and rural residents (annual interest rate)

(1) Current account: 0.30%

(2) On a regular basis

1. lump sum deposit and withdrawal

Three months 1.35%

Half a year 1.55%

One year 1.75%

2.25% in two years

3 years 2.75%

5-year period 2.75%