The money will be deducted, but the cancellation of the card will not be deducted. If the card is reissued, it will be deducted. And account number are two concepts. Although a new card has been reissued, the account number has changed, but the account number remains unchanged. Article 3 If the borrower in People's Republic of China (PRC) and People's Republic of China (PRC) fails to use the loan according to the agreed purpose, the lender may stop issuing this contract. The 674th interest. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, the loan period shall be paid at the same time; The loan term is one year, and the remaining term is less than one year. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall do so in accordance with the agreement or relevant state regulations.

Second, will the bank card report the loss of the online loan?

The money will be deducted, but the cancellation of the card will not be deducted. If the card is reissued, it will be deducted. And account number are two concepts. Although a new card has been reissued, the new card still uses the account number of the loss reporting card, and only the account number remains unchanged. Article 673 of the Civil Code of People's Republic of China (PRC): If the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract. Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.

Third, the bank card is in a state of loss reporting. Can I deduct money from online loans?

Spread out completely

When the bank card is in the state of loss reporting, it means that the account is frozen and will not be paid from the account. In other words, online loans cannot be deducted.

After reissue, you need to rebind.

4. Can the online loan be deducted after the loss of the bank card is reissued?

After reporting the loss and replacing the card, the online loan cannot continue to initiate the deduction. Bank card replacement will change, and the old card has signed a withholding agreement with the online lending platform. Because the new card has not signed a withholding agreement, it will not be deducted by the online lending platform.

Users need to rebind the repayment bank card and let the new card sign a withholding agreement with the online lending platform, so that subsequent deductions will be deducted from the new card.