Harbin Longjiang Bank has a mortgage of 200, 10 with an annual interest rate of 4.9%. After 2288.64 yuan in the first month, 2 125.5438+0 yuan of19.
Matching principal and interest method: loan principal: 200,000 yuan, assuming annual interest rate: 4.900%, loan life: 10 year, monthly repayment amount of principal and interest: 2 1. 55 yuan, total repayment amount of principal and interest: 253,386 yuan, total interest payable:No.1. The repayment principal of 1 month is:1294.88; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)