Foreigners who have worked in Beijing for more than half a year and earned more than 3,000 yuan can choose to apply for credit loans. If they apply for social security accumulation fund and other related insurance in the unit, it can help to gain the trust of the bank better.

Loans generally require a fixed job, income and address in local lending institutions, and lending institutions without income in local lending institutions have the right to directly refuse loans.

Different banks have different auditing standards and conditions for lenders, so they can choose reliable guarantee institutions to apply, and the loan interest rate and product matching are more suitable. Beijing and Zuancheng can try to contact each other, and there will be no pre-loan fee.