I bought a house with a loan of 230,000 yuan and paid back 3600 yuan in the first month of ten years. How is this worked out?

Because the first month's monthly payment is 1 month's interest, take a branch of China Bank as an example:

The repayment date agreed by China Bank is 1 month. Assuming that the loan date is June 14, then July 1 is only 16 days. If it is less than 1 month, the monthly payment will not be deducted, and the first monthly payment will not be deducted until August 1, which is equivalent to 46 days' interest.

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