At present, the benchmark annual interest rate of 5-30 years (inclusive) loans announced by the People's Bank of China is 4.9%. With the interest rate unchanged, the monthly repayment amount is 5498.4 yuan, and the average monthly repayment amount for the first time is 7045.83 yuan (for reference only), and the monthly repayment amount decreases month by month.

If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank. The information about the execution interest rate, amount, loan term and loan repayment method of your specific loan application needs to be determined after the handling bank specifically reviews your comprehensive information after you apply for a loan.

Please call the customer service of China Merchants Bank, select 3 customer services -3-9, and enter the manual service to provide loan purposes and cities for detailed information.

(Reply time: 2065438+February 24, 2009. Please refer to the latest business changes announced by China Merchants Bank in official website. )