Within the scope of Hangzhou, banks only need to repay loans when they use provident fund loans or portfolio loans to buy houses, and similar policies should be implemented for commercial loans.

From May 7, 2008 to May 7, 2065438, the first loan for newly issued real estate shall be guaranteed. The first house payment can only be issued after receiving the capping report issued by the construction unit, supervision unit and developer! This policy is mainly aimed at newly opened real estate. If the building has been sold and a loan has been issued, it is not included in this requirement.