By the way, bank loan officers are pulling deposits very hard now. The boss is worried that there is money in our account and we will not repay the loan, thus paying more interest. How should we evalu
By the way, bank loan officers are pulling deposits very hard now. The boss is worried that there is money in our account and we will not repay the loan, thus paying more interest. How should we evaluate them?
The bank loan officer pulls the deposit to complete the deposit evaluation. You just need to deposit the deposit into the deduction account of your loan. The loan entrustment deduction agreement was signed at the time of loan. The monthly repayment of the loan shall be deducted according to the method, time and amount agreed in the deduction agreement, and the deduction amount shall be calculated according to the percentage of the benchmark loan interest rate agreed in the loan contract. If the benchmark interest rate changes, the repayment amount of the loan will also change accordingly, but the floating ratio is fixed. Banks will not deduct the repayment amount to repay the monthly loan just because they have to complete the deposit assessment. This is a bank default, which can be proved according to the bank deposit slip. At the same time, after the deduction agreement comes into effect, the banking system will automatically deduct the money on time and check it manually. Therefore, if you are in doubt about the amount of deduction and repayment, you can first print the statement in the company account service window to check whether there are any omissions or errors in the statement, and then ask the bank to explain to the manager of the public counter or the lobby manager according to the statement requirements. If you still have objections, you can appeal to the bank business manager, corporate department manager, corporate department vice president and president at different levels. If you still can't get satisfactory results, you can report to the reporting telephone number announced by the head office of the bank, appeal or report to the CBRC.