Cars that are still in the stage cannot be resold. When buying a car by stages, you need to register the car mortgage, and you can cancel the mortgage registration only after paying off the loan by stages. After the mortgage registration is cancelled, the owner can buy, sell or transfer the vehicle.

If you can't afford the car loan or want to change cars but the car loan is not paid off, you can borrow money from relatives and friends to pay off the car loan before buying and selling; Or find a car buyer, pay off the car loan with the down payment first, and then do other docking. But in either case or in any way, you need to pay off the car loan first, and then cancel the car mortgage registration before you can buy, sell and transfer.

Second, the car loan has not been paid off, can the car be sold?

You can't sell the car until the car loan is paid off. 1, the car loan has not been paid off, and the car has never been absolutely used. 2. If you want to sell a car, you must negotiate with the car buyer, pay a certain proportion of the car money first, pay off the remaining loan, and then trade the car, but the car buyer pays the remaining car money. 3, you can apply to realize the car, find an advance company to advance money to cancel the mortgage of the car and then sell it.

I want to ask if I bought a car, but I didn't repay the car loan. Now I want to sell my car. Can I buy and sell the arrears?

No, you can't get a loan for a mortgaged car, because the car is mortgaged in the bank, so you can't get a loan during the mortgage period. Pay off the rest of the loan and decompress it before you can make a mortgage. The object of automobile mortgage is China citizens who have reached the age of 18, have full capacity for civil conduct and have a fixed residence in China. The process of handling auto loans is divided into two parts.

For the following four steps:

Application, the borrower fills in the loan application form and submits relevant materials;

Audit, the bank received the borrower's application, according to the provisions of the authenticity of the information submitted by the borrower (the borrower's economic income and repayment ability, etc.). );

After the contract is signed, the borrower will formally sign a loan contract with the bank, and handle notarization and mortgage registration. The loan is approved after passing the examination;

Lending: After the borrower completes the relevant procedures, the loan will be distributed to the borrower's personal account.

Automobile mortgage information:

Original and photocopy of motor vehicle owner's identity certificate (original and photocopy of unit vehicle organization code certificate, original and photocopy of valid residence permit for temporary residents);

Original and photocopy of the identity certificate of the mortgagee (official seal is required);

Original mortgage contract;

Power of attorney of mortgagee and power of attorney of motor vehicle owner (stamped with official seal and cheque seal);

If it is an agent, the original and photocopy of the agent's identity certificate are also required;

Motor vehicle registration certificate;

Fill in the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing.

4. Can the car be sold if the car loan is not paid off?

1. Can I still sell the car loan? 1. You can't sell the car loan until it is paid back. Before the car loan is paid off, the vehicle registration certificate is still mortgaged in the bank, and the car has not been absolutely used. If you want to sell the car, you must pay off the remaining loan at one time. You can negotiate with car buyers, pay a certain proportion of car loans first, then pay off the remaining loans, and then conduct car transactions. However, the car buyer pays the remaining car loan. 2. Legal basis: Article 15 of the Regulations on Motor Vehicle Registration shall not be registered under any of the following circumstances: (1) The certificates and vouchers submitted by the motor vehicle owner are invalid; (2) The certificate of origin of the motor vehicle has been altered or the owner of the motor vehicle recorded in the certificate of origin of the motor vehicle is inconsistent with the identity certificate; (three) the certificates and vouchers submitted by the owner of the motor vehicle are inconsistent with the motor vehicle; (four) motor vehicles produced without the permission of the competent department of motor vehicle products in the State Council or imported without the permission of the competent department of motor vehicle import in the country; (five) the model or related technical parameters of the motor vehicle are inconsistent with the announcement of the competent department of motor vehicle products in the State Council; (six) the vehicle identification code or related technical parameters of the motor vehicle do not meet the national safety technical standards; (seven) the motor vehicle has reached the compulsory scrapping standard stipulated by the state; (eight) the motor vehicle is sealed up or detained by the supervisory organ, the people's procuratorate and the administrative law enforcement department according to law; (9) The motor vehicle is stolen or cheated; (ten) other circumstances that do not conform to the provisions of laws and administrative regulations. Second, what problems should be paid attention to in the sale of used cars? Problems needing attention in the sale of used cars are as follows: 1. Confirm that the vehicle itself is ok; 2. Go to the vehicle management office with the owner to check whether the vehicle condition is illegal, whether the accident has been handled, and whether the annual inspection is normal; 3. Check whether the engine and frame number are consistent with the certificate information according to the vehicle driving license, registration certificate and insurance policy.