Notice of all offices on doing a good job in housing provident fund management services for novel coronavirus epidemic:
In order to implement the decision-making arrangements of the central, provincial and municipal governments on the prevention and control of novel coronavirus, do a good job in the management and service of housing provident fund during the epidemic prevention and control period, and earnestly safeguard the rights and interests of deposit units and employees, the relevant management service measures and operation methods are hereby notified as follows:
First, we should earnestly improve our ideological understanding, implement the decision-making arrangements of higher authorities on epidemic prevention and control, and implement epidemic prevention and control measures. All offices shall, in accordance with the unified arrangements of the local Party committee, government and downtown, do a good job in the external service of the service hall, and reasonably arrange personnel to be on duty and on duty. It is necessary to strengthen the cleaning and disinfection of service halls and service facilities, and post staff should do personal protection.
Second, actively guide the deposit units and employees to handle business through the online hall of the housing provident fund comprehensive platform, "Ganfutong", mobile APP and other platforms. You can make an appointment and handle the peak shift, so as to realize the reasonable diversion in different periods, reduce the waiting time of employees and reduce the gathering of people.
Third, optimize the withdrawal process to facilitate the withdrawal of housing provident fund by paid employees. Persons affected by the epidemic (including those who are hospitalized or isolated due to infection with new coronary pneumonia, those who need isolated observation due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their source of livelihood due to the epidemic, the same below) may extend the validity period of information to June 30 this year if the time limit for providing information exceeds the prescribed validity period.
Four, effectively protect the rights and interests of people affected by the epidemic housing provident fund loans. 1. As of June 30th this year, if an enterprise applied for holdover during the epidemic prevention and control period (the holdover period is 6 months) and was approved by the city center, or if the enterprise failed to pay the housing provident fund in time and has already paid it back, when its employees apply for housing provident fund loans, it will be regarded as normal payment, which will not affect their eligibility for housing provident fund loans. If the deferred payment period is exceeded, it shall be implemented in accordance with the current policy. 2, affected by the epidemic for housing provident fund loan business, if the time limit for providing information exceeds the prescribed validity period, the validity period of information can be extended to June 30 this year. 3. If the people affected by the epidemic fail to repay the loan normally, the repayment period can be extended to June 30th this year, and it will not be overdue, nor will it be submitted to the credit reporting department as an overdue record, and the submitted one will be adjusted. 4. For housing provident fund in loans overdue, the overdue loan principal and interest must be settled before July this year 1. Otherwise, the penalty interest will be calculated according to the current policy, and the overdue records will be submitted to the credit reporting department.
Five, due to the epidemic situation, the application for housing provident fund withdrawal or loan business needs to be postponed (later), the applicant needs to provide a "Commitment Letter", which promises that during the epidemic prevention and control period, it belongs to "hospitalized or isolated personnel infected with new coronary pneumonia, isolated observers needed for epidemic prevention and control, staff involved in epidemic prevention and control, or personnel who have temporarily lost their livelihood due to epidemic prevention and control".
Six, the implementation of the "Ministry of housing and urban-rural development, the Ministry of Finance, the People's Bank of China on improving the housing provident fund deposit mechanism to further reduce the cost of enterprises notice" (Jian Jin [2018] No.45) requirements, for enterprises affected by the epidemic caused by production and operation difficulties in accordance with the provisions of the application to reduce the housing provident fund deposit ratio and delay the payment of housing provident fund, the offices should verify the situation as soon as possible, and report to the city center for approval.
Ganzhou housing fund management center
February 2, 20201