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How do children who buy a house in the name of their parents apply for refinancing?
Legal subjectivity:

The specific operation of buying a house in the name of parents is to apply for loan repayment in the name of parents, write the parents' names on the real estate license, and then the children will contribute. After the loan is paid off, the house is transferred to the investor through sale or gift, and the house can be purchased in the name of the parents. However, children need to sign a contract with their parents before buying a house to clarify the actual investor and the ownership of property rights. Article 127 of the Civil Code has the following succession order: (1) The first order: spouse, children and parents; (2) The second order: brothers and sisters, grandparents and grandparents. After the inheritance begins, the successor in the first order inherits, and the successor in the second order does not inherit; If there is no successor in the first order, it is inherited by the successor in the second order.