After the materials for applying for mortgage are prepared according to the regulations and formally enter the approval process, if it is a provident fund loan, it usually takes 15 working days (that is, three weeks), and if it is a commercial loan, it takes three months, so it can be approved.
Generally speaking, after signing the mortgage agreement with the bank, the bank will give you a loan. Individuals apply for housing mortgage loans, and most banks will issue loans within one to two months.
The review time of ICBC's mortgage is generally about one month, and the monthly loan amount of ICBC is relatively large. Therefore, in order to ensure that the applicant can repay the loan on time, the bank will be more strict in the audit. For example, the bank will review the personal credit information, personal property and personal qualifications of the applicant lender.
ICBC's mortgage is generally approved about 1 month, because there are many mortgage steps and a long time, but the specific time is subject to the time when the audit results come out.
Function for querying loan approval progress. Tips: If the submitted materials are complete and meet the loan conditions of ICBC, the loan approval can generally be completed within 2 working days. Please refer to the actual situation for the specific lending time. (Answer time: June 8, 2022 10. In case of business changes, please refer to the actual situation.
It usually takes two to three weeks for a mortgage to be approved. Different banks, different time periods and different approval times may also lead to different approval times due to different local policies. For example, ICBC's mortgage approval time is generally 2-3 weeks, and 2-3 months is also acceptable when it is slow.
How long does it usually take for a mortgage to be approved?
The approval time for applying for a mortgage is not fixed, depending on whether the information provided by the applicant is complete and the working efficiency of the bank staff. It may be as fast as two or three weeks, or as slow as two or three months.
-20 days "generally 15-20 days can approve the mortgage.
Generally speaking, the approval time of mortgage is about 15 days. Usually our loan approval is 15 days. In case of policy change, the time can be extended to 1 month. Of course, when banks are short of funds, loans also need to be queued. Then the loan time will be further extended.
After applying for a mortgage, the approval process will generally take 15 to 20 days, and the mortgage will generally be approved after 15 to 20 days. If your mortgage has not been approved for a long time, for example, some netizens say that they have not got a housing loan within 7 months, then it is likely that their qualifications are insufficient.
It usually takes two to three weeks for a mortgage to be approved. Different banks, different time periods and different approval times may also lead to different approval times due to different local policies. For example, ICBC's mortgage approval time is generally 2-3 weeks, and 2-3 months is also acceptable when it is slow.
Although the term of bank housing mortgage loan can reach 30 years, it is more appropriate to choose a reasonable time according to your own income when choosing.
How long can ICBC apply for a mortgage?
1. It takes about two to three weeks for ICBC to approve the mortgage (generally 20 working days). The processing time mainly depends on the working efficiency of the staff, whether the borrower's materials are complete, whether there are problems and other factors, which may vary from place to place.
Generally speaking, the bank will give you a loan after signing the mortgage agreement with the bank. Individuals apply for housing mortgage loans, and most banks will issue loans within one to two months.
3. After the materials for applying for mortgage are ready and formally enter the approval process, if it is a provident fund loan, it can be approved within 15 working days (that is, three weeks), if it is a commercial loan, it usually takes three months.
How long does it take for China Industrial and Commercial Bank to apply for housing loan?
It takes about two to three weeks for ICBC to approve the mortgage. The processing time of the process mainly depends on the work efficiency of the staff, whether the borrower's materials are complete or have problems, and the specific market may vary from place to place.
It takes about two to three weeks for ICBC to approve the mortgage (generally 20 working days). The processing time mainly depends on the working efficiency of the staff, whether the borrower's materials are complete or have problems and other factors, which may vary from place to place.
If the bank is short of funds, such as the end of the year, this time will be longer, maybe two to five months. How long does it take for the mortgage loan to be issued? It depends on whether it is a personal loan or a personal housing loan. If it is a commercial loan, it will usually be issued within one or two months.
How long can ICBC's mortgage be approved?
1. It takes about two to three weeks for ICBC to approve the mortgage (generally 20 working days). The processing time mainly depends on the working efficiency of the staff, whether the borrower's materials are complete, whether there are problems and other factors, which may vary from place to place.
Generally speaking, the bank will give you a loan after signing the mortgage agreement with the bank. Individuals apply for housing mortgage loans, and most banks will issue loans within one to two months.
3. After the materials for applying for mortgage are ready and formally enter the approval process, if it is a provident fund loan, it can be approved within 15 working days (that is, three weeks), if it is a commercial loan, it usually takes three months.
So much for the introduction of the approval time of ICBC housing loan.