If the house cannot be purchased smoothly because the housing accumulation fund is not paid as scheduled, is it a buyer's breach of contract at this time? House buyers and sellers can negotiate in advance, and indicate in the sales contract what to do if the provident fund loan cannot be issued smoothly.

Is it a breach of contract to buy a house because the provident fund loan is not released? Lawyers pointed out that whether there is a breach of contract mainly depends on whether there is a breach of contract or legal provisions. Therefore, the specific situation should be combined with the "Sales Contract" signed by both parties to make a correct judgment.

Generally speaking, the "Sales Contract" signed by both parties will stipulate the delivery time of the house payment. As a buyer, failure to pay the house price on time should be a breach of contract. But the liability for breach of contract is whether this situation is the buyer's responsibility because the provident fund loan is not paid in time, which needs to be dealt with separately.

If the reason why the provident fund loan is not issued in time lies in the provident fund loan center, the liability for breach of contract caused by force majeure can be exempted. If the reason why the provident fund loan is not issued in time lies with you, you must bear the consequences of breach of contract.