Current location - Loan Platform Complete Network - Loan intermediary - What is the process of buying a house through an intermediary?
What is the process of buying a house through an intermediary?
1. Preparation for buying a house: Buyers need to know their qualifications for buying a house, the information materials they need to prepare for buying a house, find an intermediary, consult about buying and selling, review their own economic situation, etc., so as to make full preparations for buying a house.

2. Looking at the house and choosing the house: The general agent finds a suitable house according to the customer's requirements, makes an appointment to look at the house and is accompanied by the agent to choose the house he is satisfied with.

3. Property right inquiry: After the buyer chooses a house, he needs to check the property right certificate of the house he bought, and make clear the information of the owner of the house, whether the seller is the owner, whether the house can be traded, etc. , in order to prevent unnecessary disputes caused by property rights.

4. Signing and booking: This link includes signing a house purchase contract and paying a deposit, which is an important link in the second-hand housing transaction. Many purchase agreements came into being at this moment, and these signed contracts are also important documents.

5. Payment of house price: There are many ways to pay house price, including full payment and loan. Depending on the individual situation, the procedure of buying a house by loan is much more complicated and takes longer than the full amount.

6. Payment and transfer of taxes and fees: The taxes and fees to be paid for buying second-hand houses mainly include personal income tax, deed tax and value-added tax. After paying taxes, the seller will transfer the house to the buyer.

7. Property delivery: generally involving the delivery of property, water and electricity, cable TV, gas, etc. If the property has furniture and appliances, verify whether it is replaced or moved away. After the delivery is completed, the owner delivers the key and the transaction is completed.

Matters needing attention in buying a house through an intermediary

1, be sure to run more to see the price gap, and don't be a big head.

2. Carefully check the property rights of the house. Be sure to determine whether the property right of the house is legal. Make sure that the seller has the right to sell the house. To see clearly, it depends on whether the real estate agent has publicized the following elements in the obvious position of its business premises: the business license or business license of enterprise legal person issued by the industrial and commercial department;

Registration certificate of real estate intermediary service unit issued by the Bureau of Land Resources and Housing Management; Real estate intermediary service fee; Service content, service standard, practice standard and complaint telephone number.

3. Sign the contract carefully. When signing the contract, you must understand what each item means, and if possible, you'd better bring a lawyer. Make sure that the contract is fair and don't lose money at any time.

4. Go through the transfer formalities. I just want to remind everyone here: never simplify the procedures, don't trade privately, and handle the transfer procedures legally and thoroughly. The transfer of property rights must be reported to the property rights department before the transfer formalities can be handled.

Don't sign any contract with someone who is not the landlord. However, the intermediary is likely to ask the buyer to sign a contract for the deposit. There is no problem in signing these contracts, but a buyer must be given a price that he thinks is suitable, or slightly lower than what he thinks is suitable.