The biggest difference between provident fund loans and mortgage loans is that the interest rate is low, and loans with the same number of years will generate much less interest, which is the best choice for buying a house loan. The relevant provident fund loans are summarized as follows.

I. Materials required for housing provident fund loans:

Household registration books of the borrower and his spouse;

Resident identity cards of the borrower and his spouse;

Proof of the marital status of the borrower;

Proof of down payment for house purchase;

Credit status report of the borrower and his spouse printed by the bank;

Housing sales contracts or agreements that comply with the law.