There are many ways to find a house, such as going to the bulletin board of the community to find rental information, going to some social networking sites such as Weibo and WeChat to find rental information published by rental bloggers, and directly looking for online or offline intermediary companies.
If you are looking for a house in a city where the demand for renting is not too high, and you have time and energy, you can go to the community to see for yourself. On the one hand, you can see the housing with your own eyes, on the other hand, you can avoid the agency fee. We should know that the service fee of the rental agent or other disguised intermediary fees are not low, usually one month's rent, which is not a small expenditure for some rental groups.
In addition, the lease term of many intermediary rental contracts is basically half a year or one year. If you are not satisfied with subletting, you will have to charge a subletting fee. The quality of other intermediary services and so on are the reasons why people don't like to find an intermediary.
However, in some first-tier cities with high rental demand, such as Beishangguang, the housing is basically monopolized by intermediary companies, and you can only turn to the intermediary to find a house.
Then, when you embark on the road of finding a house through an intermediary, especially those who rent a house from an intermediary for the first time, you must keep your eyes open and don't fall into the trap of renting a house!
These two days, a rental agent made the news because of a rental loan. Here, taking Danke Apartment as an example, we will introduce the rental loan routines of rental agents.
Everyone who has rented a house knows that the payment methods of rent can be divided into monthly payment, quarterly payment, semi-annual payment and annual payment. With the increase of one-time payment, the rent will be given a certain discount.
However, in order to attract people to use rental loans, some intermediary companies will offer attractive preferential conditions, such as rent-free for the first month and the lowest monthly rent price. In addition, if you can freely choose the payment method of rent, everyone will choose monthly payment. On the one hand, the economic pressure of monthly payment is the least, on the other hand, considering economic factors such as inflation, monthly payment is the most cost-effective.
These intermediary companies are also very aware of this, so they link the most attractive conditions such as monthly payment, minimum rent and rent-free for the first month with rent loans. If they want to enjoy the discount, they must take out a rent loan. But don't worry, if it is a rental loan, it will also sign a contract, so just read it clearly when signing the contract.
My sister wants to go through an intermediary before renting a house. As a result, the deposit was paid, and the intermediary housekeeper told me that the monthly and quarterly rent prices were different. Only through the loan can we enjoy the discount, so my sister won't rent it directly.
Then, what is a rental loan and what are its disadvantages?
The reason why rent loan has such a great influence is mainly because it is linked to "loan". Some intermediary companies promote monthly payment. The truth is that you borrow money from a financial company in your name, and the financial company pays the rent for you for one year at a time, and then you return the money to the financial company monthly.
Speaking of loans, there are two points that need everyone's attention: first, interest, which is generally no problem for rental agents. In order to attract people to use loans, these intermediary companies will pay interest.
Secondly, if loans overdue, it will affect the credit. Bad credit reports will affect all businesses related to personal credit, such as travel and credit card processing. This is a point that everyone should pay special attention to when using rental loans. This is a risk that others cannot share for you. Once the long-term rental apartment capital chain is broken, the tenant not only has no room to live, but may continue to repay the loan if the formalities are not completed.
Of course, renting a loan also has its advantages, mainly to reduce the economic pressure of renting a house. Tenants who cannot pay quarterly rent due to cash flow can use rent loans after fully considering the above risks.
I'll tell you so much about renting a loan. A thousand words can be summed up in one sentence: renting a house is risky, so be careful when signing a contract.