Small and medium-sized enterprise loans, working capital loans under the company's business projects. If the company (borrower) changes its manager and shareholding structure, which may cause risks to the company's operation, it is required to report and communicate with the loan bank. If the evaluation result is risky, the bank has the right to terminate the loan.

Therefore, try not to make equity changes during the loan period, or look at the results of communication with the bank. It is recommended that the equity change be made after the loan is settled.