If you borrow less than 3000 yuan, the first thing to pay attention to is whether your area has been opened. Then in the process of submitting materials, the three pieces of information you provide (Taobao consumption, mobile phone consumption and online banking) must be my own, commonly used, and online banking is best to be a salary card. Nothing else.

If you apply for a "large loan", it is the same. You must provide your own real information (you can log in to various information platforms directly, which is very convenient), and you must fill in as many items as possible. (Taobao consumption, provident fund, mobile phone consumption).

Before borrowing money

1) What materials should I prepare for the loan?

The loan application requires the user to provide credit information and submit the information to the fast loan through online submission.

The preparation materials are as follows:

:: Wage mobility

* proof of work (special for wage earners)/proof of business situation and proof of business address (special for business owners)

* proof of address

2) What are the basic conditions of the borrower?

* Chinese mainland citizens aged 18-60.

* Wage-earners: business owners who have worked in the current unit for 6 months and have a minimum income of 3,000 yuan: current operating time 1 year.

* One of the following conditions must be met: salary paid by the bank/social security or provident fund paid by the company/ownership of real estate.

3) What is the scope of the loan?

Fast Loan currently supports loan applications of 1 10-200,000 yuan.

4) Is the loan term optional?

Support 1, 3, 6, 12, 18 and 24 months.

5) What is the interest and cost of the loan?

The fast loan platform adopts risk pricing according to the user's amount, term and credit rating, and the comprehensive monthly interest rate is 1%-2% (including interest and service fee).

6) Borrowing steps

1. Submit an application, fill in the loan amount, installment number, my real name, ID number and mobile phone, and you can apply for a loan.

2. The qualification examination and approval data examiner will process the application within 1 working day to help the customer improve the data.

3. After the loan signing is successful, the fast loan will be distributed to the bank card account bound by the customer.