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How to calculate the mortgage fee and insurance premium of Guangzhou provident fund loan to buy a house? Suppose I borrow 500 thousand and pay it back in 20 years
500 thousand, 20 years, only husband and wife can get the same loan.

The interest rate of provident fund loans is 4.5%.

Average capital plus interest

Monthly repayment of 365,438+063.25;

The total repayment amount is 75,965,438+079.25;

The total interest is 25,965,438+079.25.

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