Can you get a car loan? If economic conditions permit, it is still more recommended to buy a car in full. Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage. As a very easy thing to depreciate, a car is different from a house. In domestic first-tier and some second-tier cities, the longer the house price is, the higher the car depreciation will be with the increase of years. Buying a car with a loan is not like buying a house with a loan. At present, the house is a value-added asset, but the car is your debt. From the market point of view, it is also a loan. 10 years later, the house is still your fixed asset, and it may even increase in value. And a car with a price of 1.5 million will depreciate by 20% a year. 10 years later, not to mention whether it's worth 20 thousand.

Generally, people who choose to buy a car with a loan must account for most of the family's disposable funds. According to the average car price 1-200,000 yuan, the daily expenses after buying a car should be spread evenly to about 1000 yuan per month, and the monthly interest payable after the loan should be at least1,so as to have a more comfortable living guarantee. Therefore, if you really need a car, it is recommended not to borrow money to buy a car. If you want to buy a car, you can borrow cash from the bank first and buy a car directly from the 4s shop! Don't be fooled by 4 S. In order to save thousands of interest money, you have to spend tens of thousands of fees and insurance money, and you have to drive a car that is not your own for several years.

Million car purchase subsidy