In the case of unstable income, applying for a mortgage may face some challenges. Banks usually require borrowers to have a stable source of income to ensure their ability to repay loans on time. However, this does not mean that people with unstable income cannot apply for a mortgage at all.

When applying for mortgage, banks will comprehensively consider the overall situation of borrowers, including income stability, credit history, liabilities and other factors. If your income is unstable, but you have other advantages, such as a good credit record and a low debt level, you can still get a mortgage.

In addition, you can also consider the following ways to increase the success rate of applying for a mortgage:

1. Provide proof of other sources of income: If you have other stable sources of income, such as rental income and investment income, you can provide relevant supporting documents to increase the confidence of the bank in you.

2. Increase the down payment ratio of loans: providing a higher down payment ratio can reduce the risk of banks, thus increasing the chances of obtaining mortgages.

3. Find a guarantor: If you have relatives and friends who are willing to be guarantors, their stable income can increase your application success rate.

Most importantly, before applying for a mortgage, I suggest you consult with banks or financial institutions in detail to understand their specific requirements and policies. They will give more accurate answers and suggestions according to your personal situation.

If you don't know your online loan application, it is recommended to get a big data report on Sixi Data first. After checking your detailed loan records and confirming that the loan amount is correct, pay off all the arrears first, and then contact the customer service of the corresponding platform for processing. Through these steps, you can better manage your loan record.