Process of applying for housing provident fund loan in different places:
Employees who pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place) can apply for personal provident fund or rental loan from the provident fund management center of the loan place with the proof of provident fund deposit.
When accepting the approval of housing provident fund loans in different places, the housing provident fund management center at the place of deposit shall issue relevant materials such as the deposit of local housing provident fund and the loan certificate of employees and their spouses.
The materials required for handling provident fund loans in different places are:
1. Application for approval form (with official seal of the company) (in triplicate);
2, the applicant's family and social relations questionnaire (3 copies);
3. Copy of the house purchase contract (3 copies) for the record;
4 copies of the applicant's and spouse's ID cards (3 originals);
5, employee housing provident fund deposit and loan certificate (3 copies);
6. The applicant shall provide a copy of the ID card and contact telephone number of the permanent contact person who lives in the administrative area and deposits the housing accumulation fund in the center (3 copies);
7. Copy of marriage certificate (if unmarried or divorced, proof from the civil affairs department where the borrower is registered) (3 originals);
8. The monthly salary certificate stamped by the borrower and spouse (if the monthly salary is more than 5,000 yuan, please provide a detailed list of the salary of the last three months stamped with the official seal of the unit) (3 copies);
9 copies of the down payment receipt (3 copies);
10, personal credit business authorization (fill in at the counter, one for husband and wife);
1 1. Credit report inquiry application form (filled in at the counter, one for husband and wife).
In addition to the above information, the lender shall also provide appraisal reports (3 copies) when purchasing second-hand houses in different places.