According to the database query of laws and regulations, according to Article 3 of Several Provisions on Restricting the High Consumption of the Executed Person, if the executed person is a natural person, he shall not take the means of transportation after being restricted from high consumption. Choose planes, trains, ships and above the second class, spend a lot in hotels, hotels, nightclubs, golf courses and other places above the star level, buy real estate or build, expand and decorate high-grade houses, rent high-grade office buildings, hotels, apartments and other places, and buy vehicles that are not necessary for business. Therefore, even if the intermediary claims that it can package the information to defraud the loan, even if it is lucky, the financial institution will have a post-loan review, and once the fraudulent loan is found, it will be recovered. "Black households" refer to people who have no household registration information, household registration card (resident registration card) and ID card in the national census. Such people can't enjoy the education, medical care, social security and other legitimate rights and interests provided by the state. In addition, the problem of "illegal households" will also lead to social injustice and crime.