You can't. Loan is a kind of financial behavior, which needs to go through a series of procedures and audits. In the process of loan, the borrower needs to provide relevant identification and financial information. Banks will review this information and decide whether to lend according to the borrower's credit status, income level and repayment ability. Once the loan is approved, the bank will deposit the loan into the bank account designated by the borrower, instead of directly calling someone else's card.