Introduction of loan service fee:

1. Regulation: According to Article 3 of the Notice on Rectifying the Irregular Business Practices of Banking Financial Institutions: "Financial institutions shall not require customers to accept unreasonable intermediary business and other financial services for the purpose of issuing loans or providing financing in other ways in order to collect fees."

2. Legal level: From the legal level, it is illegal for an automobile sales company to induce consumers to choose a loan to buy a car and charge them a "financial service fee".

3. Compensation method: If the cheated consumer can claim 3 times compensation. Article 55 of the Regulations for the Implementation of the Law of the People's Republic of China on Road Traffic Safety: "If an operator provides goods or services by fraudulent means, it shall increase the compensation for the losses it has suffered according to the requirements of consumers, and the amount of compensation shall be three times the price of the goods purchased by consumers or the cost of receiving services; If the amount of compensation increased is less than that of 500 yuan, it shall be 500 yuan. If there are other provisions in the law, those provisions shall prevail. " Million car purchase subsidy