What should I do if my job is transferred to a foreign provident fund loan? It won't affect.
How to transfer the foreign provident fund to the foreign account when the job is transferred?
Step 1: You need to go to the new provident fund center (that is, our imaginary Jinhua Provident Fund Center) to issue an account opening notice to prove that you have re-opened an account in Jinhua and paid the provident fund here, which is generally called the "account opening notice". When you go, you should bring relevant information (your identity and copy), your ID card and copy if your friends help you, and your marriage certificate if you are a couple.
Step 2: Apply at the new provident fund deposit office (namely Jinhua Provident Fund Center) and fill out the Application Form for Transfer of Housing Provident Fund in Different Places, indicating that you want to transfer the balance of Hangzhou Provident Fund to an account in Jinhua. Under normal circumstances, the staff who accept you will check your current provident fund account according to your ID card, print out the application form, and then stamp it. Finally, you take the transfer application form and the corresponding identity information to the previous provident fund payment center (that is, the imaginary Hangzhou provident fund)
Step 3: Take the provident fund transfer application form, bring your ID card and 1 copy to the provident fund center that needs to be transferred out (namely Hangzhou Center), and generally you will be given a transfer receipt (namely the receipt of the balance details transferred from Hangzhou Provident Fund account to Jinhua Provident Fund account), and then it will be gone. Just wait for the news and check your new provident fund account (namely Jinhua account) online at any time, and it will take about 7 days. Generally speaking, there is no need to go back to the new provident fund center for confirmation, but some places will let you check the account and other information with the receipt.
Operating process of purchasing a house with off-site provident fund loan: off-site provident fund loan.
First, the loan city provident fund accepts the consultation of the employee's loan business in different places, and informs the loan of the required audit materials at one time.
Second, the employees themselves or their clients apply to deposit the urban provident fund and deposit the urban provident fund. According to the employee's application, verify the employee's deposit of loans, and issue the "Certificate of Deposit and Use of Housing Provident Fund" for employees who have not used the housing provident fund or whose first personal housing loan has been settled.
Three. After accepting the application for loans from employees in different places, the loan city provident fund shall verify the authenticity and completeness of the information in the "Certificate of Deposit and Use of Housing Provident Fund" for employees who have borrowed from different places. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the municipal provident fund. Deposit the municipal provident fund to identify the loan situation of employees in different places and establish a detailed account of the loan situation of employees in different places.
4. During the loan repayment period, if the individual account of the housing provident fund is transferred, the original deposit of the urban provident fund shall promptly inform the loan city provident fund and transfer it to the urban provident fund. Transferred to the city provident fund should be re-identified and recorded in time after receiving the employee housing provident fund account.
5. In loans overdue, the deposit of urban provident fund should be used to carry out loan collection and other work, and the balance of the loan employee provident fund account can be deducted according to the loan contract to repay the loan.