New house sales commission is generally two or three points. For example, if you sell a new house of 1 10,000, you can get 1 10,000 * 5% = 50,000. However, different intermediary companies and different buildings may have different sales commission points, so this commission ratio is for reference only and should be calculated according to the actual situation of the company.

The process of buyers buying new houses

1, ready to buy a house:

You have to make a lot of preparations before buying a house. First of all, you need to see if you are qualified to buy a house. For example, in Shanghai, if a family without a Shanghai hukou wants to buy a house in Shanghai, it needs to pay taxes or social security for five years or more, and ensure that there is no residence in Shanghai. Secondly, according to their own economic strength, we need to have certain expectations for the total purchase price. Before buying, you can know the specific situation of the new house for sale through various channels and make a general purchase plan.

2. Choose a house:

For favorite real estate projects, you can go on a field trip. Only when you have seen them yourself can you know the truth as much as possible. After all, in some cases, advertising is very different from reality. Seeing the model room is a link that every property buyer has to experience. When looking at the model room, you should take a ruler to look at the size of the furniture, ask the location of the pipeline in the salesman's house, turn off the lights in the model room to look at the natural lighting, and ask the difference between the last room and the model room.

When entering the stage of housing selection, we should pay attention to the choice of floors and huxing, and pay attention to the surrounding supporting planning. The supporting facilities around the project can be inquired through the website of the Housing Construction Committee of the project area.

3. Subscription and signature:

When preparing to buy a house, you need to pay a part of the deposit to the developer and sign the subscription book. The proportion of deposit payment is clearly stipulated, and the guarantee law emphasizes that the proportion of deposit payment shall not exceed 20% of the total house price specified in the contract. Generally speaking, for the more sought-after projects, the developers will rank the buyers, and the buyers in the front have the priority to choose houses.

Because the knowledge of buyers and sellers is not equal, buyers may be in a passive position when signing the purchase contract. Therefore, when signing a contract, you should carefully read the terms of the contract and the supplementary agreement, and ask lawyers and competent authorities for help if necessary.

4. Pay the loan:

Before signing a contract, you need to review your qualifications for buying a house online. After the house purchase qualification is approved, you can sign directly online and then sign a house purchase contract with the developer. When signing a house purchase contract, we should pay attention to whether there are blank clauses in the contract, whether the obligations and rights in the supplementary agreement are equivalent, whether the liability for breach of contract and compensation are clearly written, and whether the delivery date and delivery standard are clear.

After signing the contract, you need to pay a down payment to the developer. The down payment ratio policy is as follows:

If there is no loan record in the personal credit record, the down payment ratio is 30% according to the first suite; For the second suite with loan records, the down payment ratio of ordinary houses is 50%, and that of non-ordinary houses is 70%. Provident fund loans, the first and second sets of down payment ratio is 30%, and the loan amount has an upper limit. The upper limit of the first set is 6.5438+0.2 million, the upper limit of the second set is 800,000, and the supplementary provident fund is 6.5438+0.00 million.

After that, handle housing mortgage loans and other matters. Generally speaking, developers will have designated cooperative banks. At present, the interest rate of commercial loans for more than five years is 4.9%, but each bank will have its own changes. The specific bank loan interest rate is subject to the loan application bank interest rate.

5. Check the house and accept the house:

After the house is completed, the developer will inform you of the house inspection and acceptance. Pay attention to the closing time, carefully check every detail of the house when checking the house, and check the "three books, one certificate and one form". If the developer can't produce these documents, he can directly refuse to accept the house.

Note: The three books in "three books, one certificate and one form" refer to the residential quality guarantee, residential instruction manual and construction quality certificate; A certificate refers to the "comprehensive acceptance certificate of real estate development and construction projects"; A table refers to the completion acceptance record.

6. Taxes and production certificates:

After the developer of the new house gets property right card, the owner needs to pay the deed tax and apply for the title certificate. Generally speaking, in addition to deed tax, commercial housing also needs to pay public maintenance funds, property fees, parking fees and other fees. The charging standards of each property company are different, and the charging standards of the property company responsible for each floor shall prevail. It is particularly important to note that the tax payment vouchers of public maintenance funds and deed taxes must be kept well, which is essential for handling real estate licenses.

7. Decoration and occupancy.