In order to face a wider customer base, the threshold for loan application has been lowered: people aged between 18-60 who have the ability to repay the loan principal and interest; Commonly used mobile phone numbers require real-name authentication, and the use time is not less than 6 months; When applying for a loan, the information filled in must be true and valid; Sesame credit score is above 570, of course, the higher the better; The purpose of cash withdrawal should not involve loans to buy a house or stocks, but optional daily expenses and further study. Personal credit information is good and there is no record of overdue repayment. As long as the above conditions are met, fill in the information and complete the loan application. The credit line can be completed within 1 minute, and it will be received within 5 minutes at the earliest. Therefore, the loan pass rate is still very high.