Bank loans must be signed by the borrower himself. When a bank loan is issued, the borrower must sign in person, otherwise the loan cannot be successfully issued. 1. The procedure for unsecured loans is generally divided into three steps: (1) ) Customers submit basic information, including workplace and contact number.

(2) The lending bank or company checks the customer's credit information, including whether the customer's credit rating has any illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate their business operations. (3) The staff of the lending unit signs a contract with the customer and implements the loan in the shortest time.