E-heron loans of rural commercial credit are well approved as long as they meet the loan conditions of banks.

When handling a loan, the borrower must be at least 18 years old, have full capacity for civil conduct, and have the will and ability to repay the principal and interest. Have a current account of a rural credit cooperative, and show the effective guarantee, guarantee or other requirements of the rural credit cooperative.

Users can consult the bank in advance when making a loan, so as to know the loan conditions and interest rate. If individuals meet the conditions, they can submit a loan application. After submission, the bank will review it, and after approval, the bank will make payment. If it does not meet the requirements, the borrower will be asked to supplement the information.