At present, the interest rate of the first home loan in Guiyang can be as low as 3.9%, generally 4. 1%. The interest rate of the second home loan (the first outstanding loan) can be as low as 4.9%, and the first settlement of the second home loan is implemented according to the first interest rate.
Interest rate of the first home loan:
Three banks, including Bank of China, Agricultural Bank of China and Bank of Communications, have the lowest interest rates on first home loans, starting from 3.9%.
The interest rates of the first home loans of nine banks, including ICBC, China Construction Bank, Postal Bank, Ping An Bank, China Merchants Bank, Industrial Bank, China Everbright Bank, China CITIC Bank and Guiyang Bank, are all from 4. 1%.
The first home loan interest rate of Shanghai Pudong Development Bank is 4.25%, and the first home loan interest rate of Guizhou Bank is 4.3%.
The second set of housing loan interest rate:
As far as the second home is concerned, there is almost no difference among the major banks. Except for the loan interest rate of Shanghai Pudong Development Bank, the loan interest rates of other 13 banks are all from 4.9%.
In addition, if the first housing loan has been settled, the second loan will be executed according to the first loan.