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How much can a civil servant borrow without mortgage?
Due to the stable income of civil servants, as long as they meet the requirements of unsecured loans, the loan amount can generally reach ten times the monthly income of individuals. When submitting unsecured loan information, can the borrower provide valid financial proof in its name, such as real estate license, vehicle driving license, large deposit certificate, etc. The loan amount will increase, and the loan amount can reach more than 20 times of personal monthly income.

In addition, civil servants should pay attention to the following matters when applying for unsecured loans:

1. Determine the loan amount and term according to your own capital demand and repayment ability;

2. Understand the loan requirements;

3. Choose the loan product that suits you;

4. Prepare loan procedures in advance;

5. Repay the loan in full and on time.

It is reported that the maximum loan amount of unsecured loans can reach 500,000, but the lending institution will determine the specific amount according to the borrower's repayment ability, credit situation and other factors.