I. Harbin Enterprise Management Co., Ltd.
The office address of Harbin Enterprise Management Co., Ltd. is located in Harbin, the political, economic and cultural center of northeast China, and the 806 1-2 floor of Honghe Education Community in Harbin. On March 7th, 20 12, it was incorporated in Harbin Road Market Supervision Administration with a registered capital of 654.38+10,000 yuan. In the ten years of the company's development, we have been providing customers with good products and technical support and perfect after-sales service. The company is mainly engaged in enterprise management and enterprise marketing planning. Have excellent products and professional sales and technical team. This company belongs to the Yellow Pages industry of Harbin Enterprise Management Company.
Second, the principle of loan
The "three principles" refer to safety, liquidity and efficiency, and are the basic principles of loan management of commercial banks. Relevant documents stipulate that commercial banks should operate independently, bear their own risks and be responsible for their own profits and losses on the basis of safety, liquidity and efficiency. Loan security is the primary problem faced by commercial banks; Liquidity refers to the ability to recover the loan according to the predetermined period or realize it quickly without losing ground, so as to meet the needs of customers to withdraw deposits at any time; Benefit is the basis of bank's sustainable operation. For example, issuing long-term loans, the interest rate is higher than short-term loans, and the benefits are good. However, the longer the loan term, the greater the risk, the lower the security and the weaker the liquidity. Therefore, the "three natures" should be harmonious, so that the loan will not go wrong.
To sum up, people should choose a formal merchant platform for loans before lending. In this way, users can reduce the cost of the loan platform.