Legal analysis: No, no, theoretically, the transactions between relatives can only be transferred in full, and the online signing price can be set according to the actual situation (the amount can be 1 10,000 or 1 10,000, so the taxes and fees are relatively small). For transactions between relatives, provident fund loans or commercial loans, banks will think that they are suspected of taking bank loans and generally will not lend.

Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide true information about the business activities and financial status related to the loan according to the requirements of the lender.