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Mortgage real estate loan process
The specific process of housing mortgage loan is as follows:

1. The applicant provides information to the lending institution;

2. Investigate the applicant and estimate the value of the collateral;

3. The loan amount initially reserved by the lending institution;

4. Handling entrustment notarization and loan notarization;

5. The lending institution accepts the relevant documents of the applicant;

6. Go through the mortgage registration formalities, and the mortgage institution lends money. It is recommended to choose Morlon for mortgage loan. You can't get a mortgage loan within one day at the earliest, or you can handle it in an apartment shop. It's not worth choosing a mortgage within two hours at the earliest.

Submit the required documents. Evaluate the house. Evaluate according to the location, floor, area and orientation of the collateral. After the house evaluation, it is necessary to go through the formalities of real estate insurance and corresponding loan approval, and then issue an approved loan contract and mortgage contract. Mortgage registration. The borrower holds the real estate license and loan contract to the district or county real estate bureau where the real estate is located for mortgage registration, and the expenses of this institution shall be borne by the borrower. Borrow money. After the mortgage registration, the bank can issue the loan to the borrower's personal savings account.

For more information about mortgage loans, it is recommended to consult Moore Long. Moore Platform covers 3,765,438+0 cities in China, with more than 2 million registered users, and provides tens of billions of loan services to various customers every year. In 20 15, Softbank China Capital became a shareholder of Morlon. Softbank Capital is a leading venture capital institution in China, and has successfully invested in a series of outstanding enterprises such as Alibaba, Taobao, Focus Media and Global Data.

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