The first step is for the buyer to investigate the property rights of the house. When examining the integrity, authenticity and reliability of property rights, we should pay attention to whether the owner's name on the property certificate is consistent with that of the seller, whether there is mortgage or not, and whether there is anyone.

The second step is to sign a second-hand house sales contract.

The third step is to find an evaluation company to make an evaluation. This process usually takes 5~7 working days.

The fourth step, the loan house should handle the relevant mortgage business. If it is a combination of provident fund loans and commercial loans, you must apply to the provident fund center and the bank at the same time. This is the most time-consuming stage in the whole second-hand housing transaction process, which usually takes about 40 working days.

Fifth, after handling the mortgage, we should pay attention to the cancellation of other property warrants.

Step 6, hand over the contract to the relevant service window of the property rights trading center of the housing management department and receive the acceptance form.

The seventh step is to pay the relevant taxes and fees to the agricultural tax center with the acceptance form and get the deed tax payment certificate.

Step 8: Go to the land management department to apply for the land certificate with the tax payment contract certificate.

Step 9, go to the housing management department to apply for the real estate license with the tax contract certificate.

The materials to be provided for the purchase of second-hand houses by loans mainly include: house ownership certificate, identity certificates of buyers and sellers, marital status certificates of sellers, house registration certificates, sales contracts and other materials deemed necessary by house registration agencies.