1. Don't directly tell the lender the purpose: When applying for a lightning loan, don't directly tell the lender the specific purpose. If required by the lender, it can be said to be used for daily consumption or emergency, avoiding mentioning high-risk purposes such as investment and real estate purchase.
2. Don't apply for flash loans frequently: Frequent application for flash loans will be regarded as a high-risk behavior by lending institutions, and it is easy to be rejected or required to provide more information. Therefore, avoiding frequent application for lightning loans is also one of the ways to avoid being investigated.
3. Don't apply for a large lightning loan: Applying for a large lightning loan is easily regarded as a high-risk behavior by lending institutions, and it is easy to be asked to provide more information or be rejected. Therefore, if you need a large loan, it is recommended to apply for it several times or choose other loan methods.
4. Don't make overdue repayment or use the loan illegally: overdue repayment or illegal use of the loan is a high-risk behavior, which is easy to be investigated by the lending institution. Therefore, we must repay the loan on time, abide by the provisions of the loan contract, and do not use the loan for illegal purposes.
5. Don't apply for multiple loans at the same time: applying for multiple loans at the same time is easily regarded as a high-risk behavior by lending institutions, and it is easy to be rejected or asked to provide more information. So avoid applying for multiple loans at the same time.