Heze hukou, has a fixed job in Heze, and pays the provident fund normally for more than one year. There is also a guarantor. If married, the wife can be a guarantor. If you are single, you must find an account in this city and pay the provident fund normally. Only those who have no provident fund loans can guarantee it. If you get married, the loan amount is a multiple of the amount of provident fund paid by both of you (in different regions). If you are single, it depends on the amount your sponsor has to pay. The provident fund center will calculate your loan amount.

You must save enough money for your down payment. More than 30% of the total house price. This is the down payment. Give you a loan.

If it is not a Heze hukou or a county where Heze belongs, it can only be used for commercial loans without a guarantor.