How much is the 30-year repayment of 500,000 provident fund loans?

Calculated at the interest rate of provident fund loan of 4.25%:

1. Matching principal and interest repayment method:

The total loan is 500,000 yuan.

Repayment months: 360 months

The monthly repayment is 2459.70 yuan.

Total interest paid is 38549 1.80 yuan.

Total principal and interest is 885,491.80 yuan.

2. Repayment method of equal principal:

The total loan is 500,000 yuan.

Repayment months: 360 months

The repayment in the first month is RMB 3, 159.72.

Decreasing monthly: 4.92 yuan

A total interest of 3 19635.42 yuan was paid.

The total principal and interest is 865,438+09,635.42 yuan.