Haha, generally speaking, each bank has its own authority in different positions, but as for this situation, it is the first time I have heard of it (maybe this bank is really strict), and the loan approver usually has the final say. If their president is the final approver, it may be necessary for him to sign. If the credit card is overdue these times, as long as it is not malicious, it is no problem. As for why he did it.

Disclaimer: The following are purely personal opinions and do not represent any real situation. If there is any similarity, it is purely accidental.

1, non-malicious overdue records, general account managers and even branch presidents have the right to examine and approve, and most of them are examined and approved by approvers from higher authorities, so as not to disturb the presidents of city commercial banks, so it is not excluded that bank account managers "hint" customers to pay "benefit fees" and the like;

2. When the president is on vacation, he will generally authorize the vice president or department director to approve and handle some business. Such a subjective decision, call the president and give a decision, should be no problem. Unless banks are really, really afraid of granting loans to customers who can't afford them, they won't be so strict.

As far as I know, there is no two-month public holiday in the current labor law! ? Maternity leave? It's impossible to go abroad for a holiday, is it? Family leave is the longest, but not as long as two months. If you ask for leave, it is estimated that it is impossible for the head office to ask for leave to go out to play. In any case, as long as it is a working day holiday, it should be authorized to the next level to handle business.

On the whole, I guess this is a "hint" to you. You should understand.

Supplement: If you buy a first-hand property, the general developers will have close cooperation with the bank. You can ask the developer to give it to the pressure bank, and the general bank does not dare to offend the developer; If you buy second-hand real estate, you can only ask the seller and the intermediary (if any) to go to the bank together; I really can't. You don't take the trouble to expose this matter in various media. Generally, such a big bank is afraid of media exposure. Finally, if possible, choose another bank.